Accidents can easily hurt your pockets. Unfortunately, no one can ever foretell when and how the accidents will happen. You can try your best to avoid the accidents, but when they strike, they come with a lot of devastation. As such, one can easily hedge against the adversity arising from such cases by taking out […]...

Have you been in a situation where you tried to make a Personal Accident claim but were denied? Such incidences are prone to happening when you do not follow the terms and conditions of a cover. Taking a Personal Accident cover doesn’t mean you can become negligent and start indulging in risky behaviour. In Singapore, […]...

When choosing an insurance plan, there are considerations that need be to taken into account. For example, the premiums you are going to pay as well as the services that the insurance covers you for. Most Singaporeans are covered by the Medishield Life insurance. Additionally, a number have opted to bolster this with an Integrated […]...

Singapore is a first class economy, meaning simple expenses can run into millions. Like any other place in the world, life in Singapore can be uncertain. As such, accidents can happen at any time. For this reason, one needs a Personal Accident insurance plan to hedge against such risks. Personal accident insurance is essential. Especially […]...

It is not uncommon to find people who believe that health insurance is enough. While health insurance is mandatory in Singapore, it may not be comprehensive enough. For instance, it might only cover the costs that arise from hospitalisation in case of accidents. However, Personal Accident plans cover much more and can provide much needed […]...

Personal accident claims usually vary from those considered to be small claims associated with sprains, burns, injury from falling to large claims that involve payment for total or partial disability as well as death. The claims pay-out increase as someone ages. Similarly, the likelihood of you being paid depends on your stage of life. For […]...

In Singapore, the policies for Personal Accident insurance usually cover death as a result of accidents, funding of dependants, as well as daily cash stipends amongst other accidents. The cover depends on what you want to be covered against among other things such as a provision for emergency medical evacuation, personal liability, leisure, and sports. […]...

Health insurance and personal accident insurance are among the most common insurance products. One might wonder why personal accident insurance exists these benefits can be offered through health insurance. However, each has some characteristics that distinguish it from the other. These characteristics will help you understand the differences between health insurance and personal accident insurance. Thus, […]...

Personal accident insurance is something that many people dismiss because they see the need for one. However, accidents can happen at any moment and there is no way of predicting them. Perhaps one of the main reasons why people dismiss personal insurance covers is because they feel that it might be expensive. However, that is […]...

The inevitable does happen on the roads from time to time. In a split second one can find themselves entangled in a crash, be it by their mistake or by a third party. It is natural for emotions and anxiety to run high during such scenarios. However, trying to remain calm is also of utmost […]...